Direct answer

How does co-funding work for a SaaS replacement build?

Bottom line

Co-funding turns a €20,000–€60,000 bespoke build into a ~€5,000–€12,000 investment per company. Around five firms with the same core use case form a cohort: they collectively fund one build, each get their own isolated instance to run, and each get founding-member pricing locked for 10 years. Payment is 50% at kick-off, 50% at go-live. The founding members take the real risk (they fund upfront) and get the real reward: a fraction of a bespoke build's cost, influence over the roadmap, and a 5% revenue share on new customers until half their build contribution is returned. Later joiners pay a separate entry and licence fee: the founding cohort's early risk is not given away for free.

Side-by-side comparison

Founding member (co-funder)Late joiner (after launch)
What you payOne-off build share (~€5,000–€12,000) + flat ~€2,500/yr running feeEntry fee + annual licence fee: no build contribution
When you payUpfront, before the build starts: split across the cohortAfter launch: when the system is already live and proven
Influence on the productYes: you shape the v1 feature set; your workflows built in firstNo: you use what the founding cohort built
Pricing lock10 years from day one: no annual hikes, locked in your contractStandard annual licence: pricing terms at time of joining
Revenue share5% of each new customer's combined fees (entry fee + first-year licence) returned to each founding member until half your build contribution is recoveredNo revenue share
Own isolated instanceYes: separate servers, separate database, separate backupsYes: same isolated-instance model; your data is yours
RiskHigher: you fund before the system exists; protected by contract and escrowLower: you join a live, proven system

Related questions

Around five is the target: enough to make the shared cost meaningful (each paying a fraction of a bespoke build), but small enough that the feature set stays focused and coherent. If the right cohort has three or four firms, we adjust the economics accordingly; the goal is a sensible per-firm cost and a buildable, coherent scope.

Sources

  • Rollout IT founding-five commercial model (2025)
  • Retool 2026 State of Internal Tools: ~35% of organisations have already replaced a SaaS with custom software
  • Rollout IT build and running-cost estimates

See what your SaaS spend looks like with a flat annual fee.

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